Sunday, October 5, 2008

SIMPLI LIFE



INVEST IN FINANCIAL SECURITY AND SELF RESPECT FOR YOU AND YOUR FAMILY:-
This plan you have given your family the very best. And there is no reason why they should not get the very best in the future too. With HDFC SimpliLife, you can ensure that your family remains financially independent, even if you are not around. You can ensure that they live a life of respect and dignity.Always.
THE HDFC SIMPLI LIFE GIVES-
Valuable protection to your family in case you are not around.
The unit fund value.
An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments.
Plus sum assured of Rs.1 lakh.
ALL THE UNIT LINK LIFE INSURANCE PLAN ARE DIFFERENT FROM TRADITIONAL INSURANCE PLANS AND ARE SUBJECT TO DIFFERENT RISK FACTORS
Hdfc standard life is the name of our insurance company and HDFC simplilife is the name of this plan the name of our company and the name of our plan do not ,in any way, indicate the quality of the plan, its future prospects or returns.
YOUR PRIMIUM -
This is the premium you will continuous to pay each year of the policy, you can pay,regular premium is Rs.20,000/. once year for the next 15 year.
[contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
YOUR BENEFIT –
In case of life assured's unfortunate demise before the end of policy term, we will pay the following.
The unit fund value
Plus sum assured
On maturity, we will pay the unit fund value. This can be taken in periodical instalments by exercising the settlement option.
Your sum assured is Rs 1,00,000.
INVESTMENT FUNDS –
In this plan the investment risk in your chosen investment portfolio is borne by you. This means that the premium you pay in this plan are subject o investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets.
,
We have 7 funds that give you-Liquid fund, Stable managed fund, Secure managed fund, Defensive managed fund, Balanced managed fund, Equity managed fund, Growth fund.
higher but more variable returns, or
lower but more stable retuns.
ELIGIBILITY- TERM PERIOD (Yrs.)-
Fixed policy term :15 year
AGE AT ENTRY (Yrs.)-Mimimum-18, Maximum-45
TERM AND CONDITION-(a) Unit price (b) Exclusions (c) Critical illness cover (d) Option to return (e) Prohibition of rebates (f)Non-disclosure (g)Service tax
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961.
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC SIMPLI LIFE PLAN

UNIT LINK WEALTH MAXIMISER PLUS


SECURE YOUR FINANCIAL INDEPENDENCE :-
This plan you have given your family the very best. And there is no reason why they should not get the very best in the future too. With HDFC Unit link wealth maximiser plus plan.
THE HDFC UNIT LINK WEALTH MAXIMISER PLUS GIVES-
An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments.
Cover till age 99 years.
No medicals in case you are eligble for applying through short medical questionnaire (SMQ)
Regular loyalty units to boost your fund value year.
One time investement at the start of the policy.
ALL THE UNIT LINK LIFE INSURANCE PLAN ARE DIFFERENT FROM TRADITIONAL INSURANCE PLANS AND ARE SUBJECT TO DIFFERENT RISK FACTORS
Hdfc standard life is the name of our insurance company and HDFC unit link wealth maximiser plus is the name of this plan the name of our company and the name of our plan do not ,in any way, indicate the quality of the plan, its future prospects or returns.
YOUR PRIMIUM -
This is the premium you will continuous to pay only at the commencement of the policy,the minimum premium is Rs.1,00,000.
[contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
CHOOSE YOUR LEVEL OF PROTECTION -
1.1 times single premium ("1.1x").
5 times single premium ("5x").
Once chosen, the sum assured amount will remain fixed for the entire policy tenure .
INVESTMENT FUNDS –
In this plan the investment risk in your chosen investment portfolio is borne by you. This means that the premium you pay in this plan are subject o investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets., We have 5 funds that give you-Money plus fund, managers fund, bond opportunities fund, large-cap fund, mid cap fund.
higher but more variable returns, or
lower but more stable retuns.
LOYALTY UNITS-
At the end of every policy year we will increase the number of units in each of your fund by 0.10% as long as your policy is not surrendered the compounding effect of these regular addition's is expected to boost your final proceeds.
ELIGIBILITY- TERM PERIOD – the plan has a fixed policy term and is calculated as 99 year less your age at entry and the policy will mature at the end of this term.
AGE AT ENTRY (Yrs.)-Sun assured levels –"1.1x". Mini.-18, Maxi.-65
Sum assured levels – "5x". Mini.-18 , Maxi.- 55.
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961. and rules made there under or any other financial enactment prevailing from time to time .
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC UNIT LINKED HEALTH MAXIMISER PLUS PLAN

Saturday, September 27, 2008

CRITICAL CARE PLAN




HDFC STANDARD LIFE INSURANCE
CRITICAL CARE PLAN
SECURE YOUR HEALTH AND YOUR FINANCIAL INDEPENDENCE
HDFC CRITICAL CARE PLAN GIVES YOU:-
Valuable protection for you in case of criticl illness.
Lump sum benefit payment irrespective of actual medical cost
Cover continues even after benefit payment on selected illnesses
Flexible premium payment option
Cover against 30 critical illness
This plan provides cover against 30 critical illness :–
(1) Cancer
(2) Coronary Artery Bypass Graft Surgery (CABGS)
(3) Heart Attack
(4) Major Organ Transplant (as recipient)
(5) Stoke
(6) Kidney Failure
Other critical illness-
(7) Loss of Limbs

(8)Systemic Lupus Erythematosus
(9) Surgery of Aorta
(10)Loss of Independent Existence
(11) Primary Pulmonary Hypertension
(12)Loss of hearing
(13) Parkinson's Disease
(14)Heart valve Surgery
(15) Paralysis/Paraplegia
(16) Muscular Dystrothy
(17) End stage Lung Disease
(18)End Stage Liver Disease
(19) Mmultiple Sclerosis
(20) Coma
(21) Motor Neurone Disease
(22) Cardiomyopathy
(23) Major Head Trauma
(24) Benign Brain Tumour
(25) Major burn
(26) Aplastic Anaemia
(27) Loss of Speech
(28) Apallic Syndrome
(29) Loss of Sight
(30) Alzheimer's Disease
2 easy steps to your own plan-
1. CHOOSE THE LEVEL OF HEALTH COVER YOU NEED
You have the liverty to choose the amount of health cover "Sum Assured" as per your need, subject to the minimum Sum Assured of Rs.2.00.000 and Maximum of Rs.20,00,000.
2.WORK OUT THE PREMIUM PAYABLE ALONG WITH OUR FINANCIAL CONSULTANT
You can pay monthly, half-yearly or annually.The minimum installment premium is Rs.1,500 for all frequency modes.
ELIGIBILITY- TERM PERIOD (Yrs.)- Minimum-5, Maximum-20
AGE AT ENTRY (Yrs.)-Mimimum-18, Maximum-55
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)
You will be eligible for tax benefits under section 80C and Section 10(10D) of the income
tax 1961.
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC UNIT LINK YOUNG STAR PLUS II

UNIT LINKED YOUNG STAR PLUS II




HDFC STANDARD LIFE INSURANCE
UNIT LINKED YOUNG STAR PLUS II
INVEST IN YOUR CHILDS DREAMS AND SECURE YOUR SELF RESPECT-
HDFC unit link youngster plan plus II :-As a parent, your priority is your children's future and being able to meet their dreams and aspiration's, today providing a good education, establishing a professional career or even a modest wedding is expensive.
THE HDFC YOUNG STAR PLUS II GIVES-
Valuable protection to your child in case you are not around.
Regular loyalty units to boost your fund value every year.
Flexible benefit combination and premium payment options.
Flexible additional benefit option such as critical illness cover.
Flexible benefit payment preferences-Double benefit and triple benefit.
4 easy steps to your own plan:-
1. Choose your regular premium-This is the premium you will continuous to pay each year of the policy, you can pay monthly, half, yearly or annually the minimum regular premium is Rs.12000/per year for annual and half yearly policies for monthly mode the minimum regular premium is Rs.1500/per month [contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
2.Choose your level of protection-A minimum of 5 times your chosen annual regular premium, A ,maximum of 40 times your chosen annual regular premium,
3. Choose your additional plan benefits-Life option-Death benefit, Life & health option-Death benefit + Critical illness benefit & Double benefit and Triple benefit
4. Choose your investment fund-We have 7 funds that give you-Liquid fund, Stable managed fund, Secure managed fund, Defensive managed fund, Balanced managed fund, Equity managed fund, Growth fund.
FLEXIBLE OPTIONS FOR CHILDREN NEEDS-(a)Single premium top-Up (b)Premium changes (c)Changing your investment Decisions.
ELIGIBILITY- TERM PERIOD (Yrs.)- Minimum-10, Maximum-25
AGE AT ENTRY (Yrs.)-Mimimum-18, Maximum-65
TERM AND CONDITION-(a) Unit price (b) Exclusions (c) Critical illness cover (d) Option to return (e) Prohibition of rebates (f)Non-disclosure (g)Service tax
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)
You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961.
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC UNIT LINK YOUNG STAR PLUS II

HDFC LIFE INSURANCE



"HDFC STANDARD LIFE INSURANCE HISTORY"
VISION STATEMENT:-"The most successful and admired life insurance company, which means that we are the most trusted company, the easiest to desl with , offer the best value for money, and set the standards in the industry. In short, "The most obvious choice for all." AWARD'S:-(a)The ecomomic Times Lifetime Achievement award for HDFC Chairman. Mr.Deepak Parekh in 2004 .(b)HDFC wins the Economic Times Corporate Citizen of the year award for its longstanding commitment to community development in 2005. (c)Padma Bhushan for HDFC Chairmen Deepak Parekh in 2006.NATIONAL RECORD:-LIMKA BOOK of records in 2006 additional futures HDFC for the landmark achievement of Rs.One Lakh Crore in home loan approvals.HDFC INAUGURATION:-(a)HDFC bank inaugurated by Dr.Manmohan Singh, the Union Finance Minister in 1995. (b)Shri Yashwant Sinha, Union minister for finance, inaugurates the new HDFC STANDARD LIFE office in Mumbai in 2000.SHARES:-HDFC Banks American Depository Shares (ADS) are listed on the New York stock exchang .
2001"FINANCIAL CONGLOMERATE"* HDFC BANK * HDFC HOME LOANS * HDFC
DEPOSITS * HDFC STANDARD LIFE INSURANCE * HDFC MUTUAL FUND * HDFC REALTY.COM * HDFC SECURITIES * HDFC INTELENET * HDFC CHUBB GENERAL INSURANCE CO.LTD. SNAPSHOT:-* Incorporated in 1977 as the first specialised mortgage company in India.* Almost 90 % of initial shareholding in the hands of domestic institution and retail investors.* Currently 80 % of shares held by foreign instirutional investiors.* Besides the core buisness of mortgages HDFC has evolved into a financial conglomerate with holdings in (a) HDFC standard life insurance company - HDFC holds 81.90%(b) HDFC Asset Management Company- HDFC holds 50.10%(c) HDFC Bank- HDFC holds 21.56%(d) Intelenet Global (Business Process Outsourcing)- HDFC holds 50%(e) HDFC Venture Capital Ltd. (Domestic Property Fund)- HDFC holds 80.50%(f) HDFC Property Ventures Ltd. (Int. Property Fund )- HDFC holds 100%
( "THANK YOU AND HAPPY SAVINGS")