Saturday, September 27, 2008

UNIT LINKED YOUNG STAR PLUS II




HDFC STANDARD LIFE INSURANCE
UNIT LINKED YOUNG STAR PLUS II
INVEST IN YOUR CHILDS DREAMS AND SECURE YOUR SELF RESPECT-
HDFC unit link youngster plan plus II :-As a parent, your priority is your children's future and being able to meet their dreams and aspiration's, today providing a good education, establishing a professional career or even a modest wedding is expensive.
THE HDFC YOUNG STAR PLUS II GIVES-
Valuable protection to your child in case you are not around.
Regular loyalty units to boost your fund value every year.
Flexible benefit combination and premium payment options.
Flexible additional benefit option such as critical illness cover.
Flexible benefit payment preferences-Double benefit and triple benefit.
4 easy steps to your own plan:-
1. Choose your regular premium-This is the premium you will continuous to pay each year of the policy, you can pay monthly, half, yearly or annually the minimum regular premium is Rs.12000/per year for annual and half yearly policies for monthly mode the minimum regular premium is Rs.1500/per month [contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
2.Choose your level of protection-A minimum of 5 times your chosen annual regular premium, A ,maximum of 40 times your chosen annual regular premium,
3. Choose your additional plan benefits-Life option-Death benefit, Life & health option-Death benefit + Critical illness benefit & Double benefit and Triple benefit
4. Choose your investment fund-We have 7 funds that give you-Liquid fund, Stable managed fund, Secure managed fund, Defensive managed fund, Balanced managed fund, Equity managed fund, Growth fund.
FLEXIBLE OPTIONS FOR CHILDREN NEEDS-(a)Single premium top-Up (b)Premium changes (c)Changing your investment Decisions.
ELIGIBILITY- TERM PERIOD (Yrs.)- Minimum-10, Maximum-25
AGE AT ENTRY (Yrs.)-Mimimum-18, Maximum-65
TERM AND CONDITION-(a) Unit price (b) Exclusions (c) Critical illness cover (d) Option to return (e) Prohibition of rebates (f)Non-disclosure (g)Service tax
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)
You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961.
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC UNIT LINK YOUNG STAR PLUS II

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