Sunday, October 5, 2008

SIMPLI LIFE



INVEST IN FINANCIAL SECURITY AND SELF RESPECT FOR YOU AND YOUR FAMILY:-
This plan you have given your family the very best. And there is no reason why they should not get the very best in the future too. With HDFC SimpliLife, you can ensure that your family remains financially independent, even if you are not around. You can ensure that they live a life of respect and dignity.Always.
THE HDFC SIMPLI LIFE GIVES-
Valuable protection to your family in case you are not around.
The unit fund value.
An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments.
Plus sum assured of Rs.1 lakh.
ALL THE UNIT LINK LIFE INSURANCE PLAN ARE DIFFERENT FROM TRADITIONAL INSURANCE PLANS AND ARE SUBJECT TO DIFFERENT RISK FACTORS
Hdfc standard life is the name of our insurance company and HDFC simplilife is the name of this plan the name of our company and the name of our plan do not ,in any way, indicate the quality of the plan, its future prospects or returns.
YOUR PRIMIUM -
This is the premium you will continuous to pay each year of the policy, you can pay,regular premium is Rs.20,000/. once year for the next 15 year.
[contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
YOUR BENEFIT –
In case of life assured's unfortunate demise before the end of policy term, we will pay the following.
The unit fund value
Plus sum assured
On maturity, we will pay the unit fund value. This can be taken in periodical instalments by exercising the settlement option.
Your sum assured is Rs 1,00,000.
INVESTMENT FUNDS –
In this plan the investment risk in your chosen investment portfolio is borne by you. This means that the premium you pay in this plan are subject o investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets.
,
We have 7 funds that give you-Liquid fund, Stable managed fund, Secure managed fund, Defensive managed fund, Balanced managed fund, Equity managed fund, Growth fund.
higher but more variable returns, or
lower but more stable retuns.
ELIGIBILITY- TERM PERIOD (Yrs.)-
Fixed policy term :15 year
AGE AT ENTRY (Yrs.)-Mimimum-18, Maximum-45
TERM AND CONDITION-(a) Unit price (b) Exclusions (c) Critical illness cover (d) Option to return (e) Prohibition of rebates (f)Non-disclosure (g)Service tax
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961.
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC SIMPLI LIFE PLAN

UNIT LINK WEALTH MAXIMISER PLUS


SECURE YOUR FINANCIAL INDEPENDENCE :-
This plan you have given your family the very best. And there is no reason why they should not get the very best in the future too. With HDFC Unit link wealth maximiser plus plan.
THE HDFC UNIT LINK WEALTH MAXIMISER PLUS GIVES-
An outstanding investment opportunity by providing a choice of thoroughly researched and selected investments.
Cover till age 99 years.
No medicals in case you are eligble for applying through short medical questionnaire (SMQ)
Regular loyalty units to boost your fund value year.
One time investement at the start of the policy.
ALL THE UNIT LINK LIFE INSURANCE PLAN ARE DIFFERENT FROM TRADITIONAL INSURANCE PLANS AND ARE SUBJECT TO DIFFERENT RISK FACTORS
Hdfc standard life is the name of our insurance company and HDFC unit link wealth maximiser plus is the name of this plan the name of our company and the name of our plan do not ,in any way, indicate the quality of the plan, its future prospects or returns.
YOUR PRIMIUM -
This is the premium you will continuous to pay only at the commencement of the policy,the minimum premium is Rs.1,00,000.
[contact our financial consultant or nearest branch for more details about the available range of convenient auto premium payment options].
CHOOSE YOUR LEVEL OF PROTECTION -
1.1 times single premium ("1.1x").
5 times single premium ("5x").
Once chosen, the sum assured amount will remain fixed for the entire policy tenure .
INVESTMENT FUNDS –
In this plan the investment risk in your chosen investment portfolio is borne by you. This means that the premium you pay in this plan are subject o investment risks associated with the capital markets. The unit prices of the funds may go up or down, reflecting changes in the capital markets., We have 5 funds that give you-Money plus fund, managers fund, bond opportunities fund, large-cap fund, mid cap fund.
higher but more variable returns, or
lower but more stable retuns.
LOYALTY UNITS-
At the end of every policy year we will increase the number of units in each of your fund by 0.10% as long as your policy is not surrendered the compounding effect of these regular addition's is expected to boost your final proceeds.
ELIGIBILITY- TERM PERIOD – the plan has a fixed policy term and is calculated as 99 year less your age at entry and the policy will mature at the end of this term.
AGE AT ENTRY (Yrs.)-Sun assured levels –"1.1x". Mini.-18, Maxi.-65
Sum assured levels – "5x". Mini.-18 , Maxi.- 55.
TAX BENEFITS-(BASED ON CURRENT TAX LAWS)You will be eligible for tax benefits under section 80C and Section 10(10D) of the income tax 1961. and rules made there under or any other financial enactment prevailing from time to time .
CONTACT OUR FINANCIAL CONSULTANT OR NEAREST BRANCH FOR MORE DETAILS OF HDFC UNIT LINKED HEALTH MAXIMISER PLUS PLAN